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Sara Millard - Principal / Senior Adviser
Sara is a Principal and senior Adviser of Financial Horizons. She has been involved with financial services since 1993, and specialises in wealth creation, retirement planning, and business and personal risk protection. Sara caters for people of all ages who are looking to create wealth or protect their family against unforseen circumstances, and/or savers who have completed all debt and wish to provide adequate future savings and/or retirement income.
Sara is an Associate Financial Planner (AFP) of the Financial Planning Association of Australia and abides by their Code of Ethics and Rules of Professional Conduct. Sara holds the Diploma and Advanced Diploma of Financial Services (Financial Planning).
 Adviser Profile
Financial Services Guide
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David Millard - Principal
David is the principal and senior adviser of Financial Horizons. He has been involved with financial services since 1979, assisting clients to achieve their personal and financial goals.
While David provides a holistic service that encompasses, wealth creation, insurance and risk protection, loan referrals, estate planning, social security strategies and retirement planning, his speciality is creating sufficient future income to meet long-term retirement needs. One of the ways of funding this income is by utilising gearing strategies. Consequently, David can assist clients to unlock the equity in their home to assist in creating wealth.
David is an Associate Financial Planner (AFP) of the Financial Planning Association of Australia and abides by their Code of Ethics and Rules of Professional Conduct. David holds the Diploma and Advanced Diploma of Financial Services (Financial Planning).
Adviser Profile
Financial Services Guide
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Carolyn Tanks - Client Services Manager
Carolyn joined our team in November 2009 as Client Services Manager and has an extensive background in Client Services. Prior to joining out team Carolyn was employed by the ANZ Bank as a Personal Banker. Her role is to work closely with both the Financial Planners and clients, managing client queries, administering works in progress and overseeing all client related activities.
Support staff are not authorised to provide advice under the Aon Hewitt Financial Advice Limited Australian Financial Services License
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Nicole Kirk - Office Administrator
Nicole has been with Financial Horizons since March 2010 and worked in the financial planning industry prior to joining our team.
Nicole’s role oversee the administration of the office and ensure that our entire team is performing to its optimum and, whilst assisting staff to fulfil their individual roles, serves as our initial point of contact to clients and prospective clients alike.
Support staff are not authorised to provide advice under the Aon Hewitt Financial Advice Limited Australian Financial Services License
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Jacqui Neal - Customer Service
Jacqui comes to us with an extensive history in Customer Service having worked for the Public Service and in the hospitality industry for most of her working career. Her previous roles perfectly compliment Financial Horizons' philosophies on service.
Jacqui started with Financial Horizons in July 2007, initially in an administrative support role, and is now assistant to our Client Service Manager. Jacqui's role encompasses managing client queries and reviews, preparing and submitting applications, following up client requests and organising appointments for the advisers.
Support staff are not authorised to provide advice under the Aon Hewitt Financial Advice Limited Australian Financial Services License
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